@Simen Gundersen and @John Powell The hard part is comparing apples to apples.

(I'm not saying by any means that most heads are like this, but in any group of people there are a few bad apples - and I've seen some.)I meet hundred of new people and cant remember them all.

Came across info about a company called Zumper that has rental listings and something called "Instant Apply", plus they have released a report on market rents for some neighborhoods. http://techcrunch.com/2015/03/26/zumpers-new-app-l...Anybody heard of them, make use of them, have thoughts or comments, etc.?

Just for grins, our personal home was purchased in Cupertino in 1973 for 34K sold in 1997 for 305K - - you do the math.The clue here is Cupertino; located in the Silicon Valley where the hi-tech companies are co-located -- Google, Oracle, Facebook, Parc/xerox, HP, Apple and it's all located withing hours of the mountains, sea shore, fishing, hiking - - It was only pure luck that my employer moved me to a job in Palo Alto and I got to live there.That gain FORCED me into a 1031 for my MFU

Lowest risk in this environment would be 50% LTC 18-24 month i/o construction loan with mini perm to stabilization.Pricing maybe 5-6%

Get a few quotes or work with an insurance broker that can compare apples to apples quotes from other companies.

How about Apple?

It's comparing apples to oranges.

May be an investor should also ask these qns before they decide to find some to "manage" their projectsP.S: I agree that there are bad apples in any industry , not all investors are good , there are lot of  bad people in investing - slumlords , risking the safety of tenants and so on .

I personally need iOS but go ahead and share others for those on Android or Windows devices.Thanks!