Where do you seek the funding or money to the asset?

I can be able to fund you before then but before we proceed further i need you to understand that there is a $650 fee attach to the loan and that this fee will be paid upfront and cannot be added or deducted from the loan amount....If you fee uncomfortable because of this fee then i cannot be able to continue....Let me know if we are to proceed or not"

I don't have the funds to put a 20% down payment on the property AND invest in the making the property.  

The security deposit funds are all part of the closing  and included as part of the purchase agreement price.

We are finding it difficult to find desirable investments at this time.

You are welcome to come check either place out for info if you desire.

I have had other of my clieints bring in deals that were offered by these dudes and I refused to fund them.. won't do it.. they are not getting a dime from me or  my guys.

My source of funds are taking withdrawals of ROTH contributions (last choice) or using part of a large monetary gift that my parents are going to be gifting to me as part of their estate planning.

My goals are to learn how to use real estate to earn a greater percentage on my money than my current mutual funds. 

If they expect you to fund the deal and have very little control of the budget, finish, timeline, etc... that seems like a lot to ask unless it is well defined up front that that is how they work.Your request for a more detailed budget is not out of line at all.