Do you have any specific questions?

Specifically: skipping RLMO, having a balloon payment, and prepayment penalties.

When it comes to targeting specific renters, a pool will be favorable in terms of attraction but will not always have a great ROI as others have mentioned.

As for your out-of-pocket costs, it really depends on the property and your specific situation, but budgeting around 5-10% of the purchase price for these extras is a good starting point.

I've seen you post quite a few times now; I recommend listening to the first 300 episodes of the BiggerPockets Podcast and returning to the forums when you have a specific question.

If you have any specific questions reach out.

I have a specific dollar amount that I keep in there for ordinary repairs, emergencies, or capex.

Specifically, there's job growth (Intel, Honda, Amazon, Nationwide, etc) and the population is growing (unlike Cleveland or Cincy).

Would like to get honest opinions on where I should get myself looking- as specific as possible as far as towns. 

The strictly legal answer is that you must apply your criteria evenly to avoid accusations of discrimination (i am not a lawyer).The most important part of this is applying criteria when you offer a specific property at a specific time.