The insurance breed restrictions came about after breed bans, when plaintiffs used discriminatory laws to go after the insurance companies for bigger sympathy payouts.

It's recommended to hire and inspector to go over the home prior to purchase.

I am currently working on finishing the CPA exam (1 test down, 3 to go) and working for a small CPA firm, and she stays at home with the 2 kids.

We don't yet have the fourth, but I was wondering how to go past that.Shaun WeekesThank you for that. 

@Michael Belenos - If you are looking to go from a SF home you occupy and plan to keep, and move to a MF home (for the FHA loan vs investment loan), then they'll have an issue with that.  

I do understand how that's rather desirable, giving you better cashflow, an exit strategy, etc.

I'd hold off, or set your price low enough that you'd have to go for it.  

If you are a registered voter in independence or know someone who is who would sign this petition, the person collecting signatures is Fred McGary - not sure if I can post his email address here, might be a no no- but you can PM me and I can put you in touch.There is also a new group formed regarding this issue on Meetup - its called Missouri Landlords, to stay informed, please visit this group so we don't have to go to 10 different places to post information.

I plan to go to the academy as soon as possible.

If owner, then here is your decision tree:Buy with sub2, and then hold and rent, sell as a lease option, or sell on terms to someone else (you could also list it if you wanted to, but I doubt you'd have success when the owner didn't unless the agent is at fault).If collect one time assignment fee, then here is your decision tree:Put property under contract to buy (with this, you can put the property under contract as sub2 and assign sub2 deal to someone, or assignable contract for deed, or assignable lease option).If you have the option to go either way, and you're local to the area, then there are more advantages to buying with sub2 (or being on the deed via a mortgage wrap, because then you have equitable title and you're not assigning - no one can ever start an unlicensed broker investigation on you if you're on title).So which exit strategy sounds best to you?