Most young techies would rather live in San Francisco over San Jose.  

I'' also hoping to get up to San ignacio because I have a special love for the mountains.Another thing is that this is like the Keys with an reggae/Afro carribean vibe.

Hello BiggerPockets,I am looking for a investor friendly real estate agent/s in the San Bernardino County area.

It is a tourist destination with people coming in regularly from San Diego, Orange County, and Los Angeles .  

@Ann BellamyWithout drilling to the center of the earth of financing, let me put it this way ;This thread is about an individual wanting to get into hard money lending, I assume just as most individuals approach lending in a commercial manner to investors, not consumers.Sates have different laws on private and hard money lending by individuals or said a better way, who are not registered, not really in the business of lending, who may make occasional loans but are not considered in the business of lending to the public.You will also find predatory dealing and lending ordinances at the municipality level, 3 that come to mind are in Texas, San Antonio, Huston and Austin, I'd bet Dallas is included and other larger cities in other states as well, California also has equity protection laws. 

I live in San Rafael and would love to connect with other out of state investors.

 $1M in San Jose is much much different than $1M in Detroit.  

I predict huge changes in San Francisco and the Bay Area in general.

I am looking to open a second location of my brick and mortar business in the San Francisco Bay Area. 

With that said, the barriers to entry are certainly harder per market... for example, flipping a house in San Francisco is going to require a lot more capital than flipping a house in Manchester, NH.