Often times there can also be implications for rates and products depending on the deposits you have with a specific institution as well.

My wife and two beautiful girls.Fun fact: In that same one day, I adopt a new member to the familyNot one with a diaper to change though- A new book "Zig Ziglar secrets of closing the sale."

To sum up my experience, my commercial mortgage loan originations are booming; we’re getting 12.75 - 13.5% interest with 4 points for 12 month loans at 40-60% LTV.The purchase of existing loans from lending institutions has dried up for us, as buyers are offering more than we feel is warranted, and they are buying “dubious” assets.  

Investors may develop their own personal portfolio of institutional properties across the country.

CPI was up 3.5% YoY.This was hotter than all estimates by the big financial institutions and higher than CPI in February (3.4%):Kalshi: 3.4% Barclays: 3.4%Citigroup: 3.4%Deutsche Bank: 3.4%Goldman Sachs: 3.4%JP Morgan: 3.4%Morgan Stanley: 3.4%UBS: 3.4%Bank of America: 3.3%Core CPI has risen at a 4.6% annual rate, faster than any three month period from August 1991 to 2020 (Furman).In the words of oft-cited economist Mark Zandi of Moodies Analytics… “Ugh.

Plus several of the institutions have offered additional 0% offers after their first one expired.

Essentially they pay for 3 and get 2, and the 3rd night remains bookable in case someone else wants to reserve it.Without that feature available, I would re-institute 3 night weekend minimum, at least in peak times.

Historically, that number has been 46% in a post-2008 market.In contrast, institutional investors have tampered their previous gusto for real estate deals, contributing to only 18% of transactions.

Additionally, the use of new construction technologies, such as 3D printing and prefabricated modules, can significantly reduce costs and construction times, offering a competitive edge to those who adopt them.The Long-term VisionInvesting in real estate, managing properties, and engaging in construction are not just about capitalizing on immediate opportunities; they're about vision and persistence.

Recently, my city adopted a by-right ADU ordinance which I think opens a great deal of equity-building opportunities in the urban core with new construction of such units on existing residential lots.