There is tons of valuable information there at your disposal!

They take a little bit as usually a site visit is required before approving your account to pull so they can investigate your use, storage and disposal procedures.  

I analyze what I have to do versus what I am saving.For example with changing your oil by the time you do it, get dirty, and have to dispose of the oil it takes more time and only saves you a few bucks.

This doesn't mean I wont fix the A/C if it goes out, but it does mean they are not allowed to complain that there is not a garbage disposal or screen door.

We are not into guns and decided this was the best way to dispose of the ammunition and make a contribution to our community.

I have about 15k worth of debt that I would like to dispose of before trying to hold anything.

This means:Even though the tax card states that Bank of America is the lien holder, there's a possibility they've disposed of it (selling their non-performing note) prior to initiating or during the foreclosure process. 

The entire nationwide MLS is at your disposal if you go to www.Realtor.com.

I have 6 individuals interested in lending to me and I hope to demonstrate that we can help each other.My thinking is that I provide my track record, the resources at my disposal, my ideas for buy and holds and flips/buy and hold and future prospects.

Hi @Adam WorthNote I'm not an expert negotiator but have been doing sales for a while now and since I'm still very young I'm noticing that the results you seek out of life comes down to how well you negotiate lol from buying a car, going on a date to everything (at least my experience lol) But this in one of the reasons I truly love Real Estate there's so much information out there for your disposal that you can justify the offer your going to make regardless the amount.Since he's your neighbor don't feel like you're going to insult him because you just never know what that person is going trough in closed doors a ridiculous offer just might make his day especially if he can't financially keep up with it or it's stressing the person out.Regardless just be prepared with facts baking up the offer your making, you can do this buy talking to a Realtor to get a CMA to see what has sold and get a ARV since his home is similar to yours, since you mentioned he overpaid this tells you that he might be underwater or have no equity this gives you an opportunity to ether lease option or some type of seller financing.