As long as the rents can cover both the current PITI and proposed P&I payment, credit is at least 680. you should be able to qualify. 

Dave,Sorry I took so long to respond. 

There are some markets we are in where one is MUCH better to us than the other. 

We are looking to invest in multi family properties in Dayton, Toledo, Cleveland or Columbus Ohio.

Usually, by the second month, you are figuring out how to evict.Sometimes we have a specific unit that has been on the market a long time. 

Since you are already familiar with house hacking, I would consider converting your current home into a rent-by-room or whatever it takes to keep it as a long-term rental, then look for another home you can hack.

Even in the US when you have a mortgage, you should have a profitable investment if it satisfies the 1% rule.The 1% rule is generally applied to long-term rentals.

There are wholesalers in every major city in the country and they are buying at 70% to 90% of value all day long, every day of the week.

We are excited to have you here. 

The saving grace is that it was purchased cheap a long time ago and will still either cash flow or yield equity even after repair costs