I haven't ever been to Colorado but I know several people who love it there (my mom's good friend moved there for the skiing maybe 10-15 years ago and will never leave).

I am eager to learn and any advice is good advice to me so don't be afraid to bring the knowledge down to a pre-k level  per-say. 

Anyone have a pre made template, or website suggestions to have cards made?

They will likely have a pre-determined amount of "matching" contributions and likely have a pre-determined company that holds the 401(k) plan where you will be required to invest.  

The APR is 3.812% and I am able to refinance once my loan is at 80% LTV.However, I am educating myself on what rehab loan will combine with a FHA loan to be come one loan instead of me having a 1st mortgage and a 2nd mortgage separately.

One week after the executed P&S was submitted to lender, and following the appraisal, the lender told us "Since the home is a considered a 2 unit multifamily home the interest rate changes to 4.125% with 4.147 APR. 

So debt today is as follows:CC: $2050 - 17.99% - should have paid off in 6 months or lessCar1: $5705 - 3.85% - was planning to use next tax return to pay remainder, so around Feb 2018Car2: $17k - 3.69 % APR - was planning to focus on paying this off after car1Mortgage: $93k - 4.00%* - purchased home in Mar 2017 for 93500 from in laws.

Like others have said , get a pre approval letter as soon as you think you are going to start looking for properties and keep it updated.

We have a pre-registered client who is wanting to still work with us - we keep the home in the inventory and keep the business.  

I have spoken with a mortgage lender at a national bank and have attempted to go through a pre approval process for a FHA loan...however they would not even begin the process because I lack 2 years of employment history.