I'd like to continue house hacking, but because I'm a real estate agent on 1099, I need a solid plan to generate more income to help with qualification.

They’ll probably make sure whoever you buy from is the actual seller too, and that you don’t wire your hard-earned money overseas to a scammer like a lot of people have done recently.

If the money were sitting in the bank, you'd make double the income without tenant headaches. 

You have an unrecorded operating agreement giving you 99.9% of the income, assets, losses,etc.However, this is probably overkill.   

Also factor in the stress of doing a rehab / finding a deal as well as the stable income (as long as you know you have good tenants right now). 

Depending how much you earn you can step up those savings by getting a side-hustle.

ADUs and their income potential are a hot trend right now in real estate investing and as usual, the conventional lenders (FHA etc) are going to be slower to adapt

We consider the tenant as a whole- Income, rental history, credit score, ect.

Places where home prices are going up fast or where there are always people looking to rent and the income is good are often best.

The sky is not falling, but I agree if your carrying costs are high and owners did not budget earnings from last year to cover costs of the first slower months (Jan-May) then they are hurting.