Financing Advice for Potential Triplex Deal

[Arman Tannu]

I am looking at a property here in FL that is listed as a single family for 470k but is functionally a triplex (3/2 house with a guest house in back that has 2 units, one is a 1/1 and the other is a studio, both units in guesthouse have kitchens). I was considering doing an FHA loan as I could live in it for a year. But I was wondering if it would be better to look into private lenders. I could pull about $4500 in monthly rent. I am also certain I can get this for less than $470k. Would love to connect with someone that could offer some guidance. Also, if you are a lender or know a lender I'd love to chat!