Looking to buy more multi-families over the next few years, and eventually move towards bigger apartment buildings.It's crazy, I just started doing the miracle morning "life savers" as well and I've had an insane boost in daily motivation already.

A true hard money lender is loaning on the property, not the individual so if your deal is straight the money should be there. 

So any responses you receive here will never be a true apples-to-apples comparison.I will admit, this advice is a little self-serving since I am a CPA myself.

If you did proper deal analysis you would know your TRUE expenses and income and could calculate your cash flow.

This is true whether you are an investor or an agent.  

They complete the form and fax it directly back to me.It's true, this is NOT an automated system and IMO, should not be. 

Since my last post was removed here is a better pictorial representation to bypass the irony filters:In fairness the question may have been serious so I will try to avoid being a complete jerk and say that if such a miracle site existed everyone on BP would immediately be instantly wealthy (on paper at least) and many investors would be investing in ridiculously risky investments.  

It almost sounds too good to be true, but then again I'm new to this.

I spoke with a bank the other day about getting a HELOC for a renovation and they said that I need to live in the home while it is being renovated and it needs to be livable so I can not remodel the kitchen, can anyone tell me if this is true?

its true,watching some of those tv shows may make it seem glamorous.noboby would want a nightmare so its best to proceed with caution.i believe both buy and hold/fix and flip are great strategies