That's about the minimum that my leases outline for tenants, and I was hoping for higher.

Why not write a contract subject to obtaining a title commitment with acceptable exceptions and exclusions from coverage?

BBB has requested a response to the issues outlined in your complaint within ten (10) days.

Listen to all the Pod Casts on this subject, especially one by an Asset Protection Attorney

Good point @Stephanie P - "The new loan amount can be no more than the actual documented amount of the borrower's initial investment in purchasing the property plus the financing of closing costs, prepaid fees, and points on the new mortgage loan (subject to the maximum LTV, CLTV, and HCLTV ratios for the cash-out transaction based on the current appraised value)." 

No credit is better than bad credit in this particular circumstance you outline.

I'm looking for clarification on Subject to. 

My understanding is that the interest can be deducted on taxes, if the cash out proceeds are used for improvements that increase the subject property value, however, if that is not the case, then the deduction can only be claimed on the original balance of the original mortgage used to acquire the property that is being refinanced.

Meet them at subject.

We want to make sure our partnership is concrete and leave no rock unturned.I know this has been posted a few times but in older posts it seems somewhat subjective.