If it's a larger organization, feel free to inquire about their different staff qualifications.2.

First, I find it interesting that you say they are "similar tenants" and then you list personal characteristics that have nothing to do with their qualifications as a renter.Something differentiates them and makes one better than the other two.

Some people like to ask questions but I prefer to just rattle off my qualification criteria and let them determine whether they want to waste everyone's time or not."

The costs, term, and interest will depend on the lender and your 'friend's" qualifications, and that the property appraises for the amount applied for.Your final question is concerning a 'blanket' mortgage. 

It is an ideal lending program for investors that are looking to scale or have trouble qualifying under traditional conventional loans (whether because of DTI concerns, no W-2 income, etc.)The main benefits are that there is no DTI/income qualification, no tax returns required, you can borrow under an LLC, you can borrow with partners and that there are much looser limits on loan size and amount of loans you can do. 

If it's a larger organization, feel free to inquire about their staff qualifications.2.

That affects the qualification process.Work on getting a job.

Welcome to the site, Christopher, from a fellow Washingtonian.Is your motivation for living in your investments before renting them motivated by taxes, loan qualification, stair stepping your primary residence size r location, or none of the above?

For example, I always get a laugh when I see someone here talk about how they insist on seeing an applicant's current residence as part of the qualification process.

However you have no way of knowing their experience and qualifications and their suggestions may miss some key items.