what options are available in my situation?

[Tony G]

Hello BP nation, I would love to get your inputs.

This is my scenario. I want to purchase a OO duplex w/ a partner. I have 30k in capital and would like to use minimal cash outlay. I'm looking at 100k-150k properties. I would like conventional loan 30 yrs @ 5%. My credit is 810. I'm currently seeking employment, work history from 2 years ago is fine. However, before those 2 years I don't show a whole lot of income. My partner's credit is 760+, work history is okay and currently employed at his job for over a year @ 50k/yr, and does not have enough for down payment.

If we can't get approved by the banks, what other options are available that would allow both of us to be on title and loan?