So you want to take a non deductible expense and expense  it, to lower your taxable income (have your cake).....but not have it lower your income for credit qualification purposes (eat your cake too).....good luck. 

We could do a conventional loan with down payment of 20% on 150k property but that would eat up alot of our savings and also leave not much for repairs, vacancy, insurance and maintenence.

I will look into local food pantries as a way to eat for the next few weeks.

We all need to eat so share those recipes each week.Just curious, what kind of restaurant?

Although it looks like there's a likelihood of inflation eating into that higher number. 

Congrats on saving a little nest egg!

Last time we talked she said she "should be getting it soon".She dosnt work for a company, she is driving for Postmates, its like Uber Eats.

The issue I have with condos is that the HOA will eat into your cash flow pretty heavily. 

It will eat a ton of your profits.Personally, I avoided Illinois (came close to purchasing property but wasn't meant to be) because of property taxes and decided to venture out of state.Best of luck!

But by removing ALL tools a landlord has to deal with bad/lying tenants, landlords are stuck right in the middle eating the sh%t sandwhich.