He's stating his professional opinion being one of the people who does this for a living at a high level.You've also mentioned E&O insurance earlier. 

Unfortunately, ACs are not massive ROI movers, because people just expect them.

It's a gold mine and it's full of investors who just want to see other people succeed.

I beg to differ.Personally I feel people need to be a bit more discriminative when using words like "best". 

@Theo Hicks most of the people I work with are in the heart of Tampa especially if its something you plan on holding onto for while.

This is a great place to learn and to connect with people so take advantage of all the great resources.

For what it's worth, some ideas I've seen pitched are grocery bundles (e.g. a breakfast bundle for 2-4 people with eggs, bacon, bagels, cream cheese, and OJ all pre-stocked in the fridge), meal kits, a pre-stocked drink fridge, charcuterie boards, premium coffee selection, bike/e-bike/scooter/kayak/canoe rentals, video game consoles, upgraded work-from-home office amenities (e.g. oversized computer monitor), etc.I'm not a lawyer, but cocktail kits, bottles of wine, local craft beer, and other alcoholic items seem like they would fall into a grey area from liability perspective. 

Guess I am just typing out into the ether at this point how I am feeling, but curious as to people's thoughts on where they have learned the most as a newcomer?

Number two is Tampa Heights, south of the university and slightly north of downtown; this old neighborhood of Tampa Heights is attracting more people than ever.

I wonder if 10% is so commonly used because people are looking at 10 yr time frames and not 30+?