I actually like how my lawyer has things set up.

Although the Fannie Mae product matrix mentions the acceptance of Community Seconds for down payments on Homestyle loans, it's crucial to note that Fannie Mae doesn't directly purchase Community Second loans; they set eligibility requirements for Homestyle loans.

Hello, I'm looking for information on laws/how to get set up with section 8 in PA. also, if you have any good (or bad) stories I'd love to read them.

.* Septic maint- Yeah... no current cost but if you are pumping say one tank per year at $300 you should set aside $25 per month on the expense

You won't make any money because you will be starting into an endeavor with the wrong mind set. 

We have a set limit that we have for credit ratings.

It's not that lenders do anything on their end to fix your score, but they can pull your credit report and identify the areas that are harming your score and then set up a plan to help you fix those. 

Pay me thousands of dollars and I'll set up your website to fix that. 

If you are set on meeting in person then I would recommend @Nate Meeker

Quote from @Jay Dave: Any time you require a response, set a deadline and have a consequence if they fail.