@Nathan Gesner, having that line of credit will enable to you make a quick purchase, should you find a gangbusters option OR to handle damage from a storm, or what-have-you.

Are there any particular internet options, wireless/cellular, that people are using to manage the smart home features? 

So, they would refinance your current mortgage and then provide the 95% LTV HELOC.In my situation with the option they gave me it doesn't seem to be far off from my current mortgage, I'm currently with rocket mortgage w/ a 2.8% ARM and to refi with Lower (in order to get access to the HELOC) the new interest rate would be 4.1.

There are definitely situations where selling to a wholesaler is someone's bets option, but they're the exception, not the rule.

Hey BP Community, I invest in a smaller market where the properties don't always appraise for 100k and limits my cash out refi loan options when dealing with DSCR.

Ultimately, if your CPA is shutting you down on this, without presenting alternative options, it may be time for an upgrade. 

There must be an easier option.

Also, what are the alternative housing options for those coming to the area? 

Just another option to consider because purchasing investment properties right now can be challenging given the rates and down-payment requirements for investment properties. 

Leaving it on the remaining lot is not an option as it is being converted to commercial.