If they have friendly regulations, it typically means the area has something that would attract tourism of some sort, but that may not always be the case.

@Nicholas LIt appears that you are conflating costs and expensesCost is typically a one time event while expenses occur on a daily basis for line items associated with the operation of the property

Moreover, you could simply say “I have experience buying multi family properties and would love to connect with you via email, phone or any option available to you.

So, a typical budget for each of those is 5% of rental income or 15% total for all 3, which for you is $225/month.2.

I want to purchase my primary home there with creative financing options, because like all of us I want to set more favorable terms than the traditional lenders can set.

There were two options from which she expected me to choose. 

Our 3 options are: A- buy cheap housing in small college town.

Currently only 335k left on the loan but the property at the time of refinancing appraised for about 550k.Are there any options for them to utilize equity maybe or some type of loan program that would put a lien on the property to get the issue fixed?

You also have the option of paying NO capital gains if you sell it within 5 years after move out.

Note: We haven't made any decisions yet, they just seem like a quality option and wanted to figure this out before we got too far into deciding which applicant.