Which means if you fail the inspection you did not care enough to make sure the home you are providing meets basic safety standards, and you thought some how it would not get caught.  

Did you initially have a 5 or 7 year ARM ?

The two opinions is a safety rope for you.You can do it.

Currently working for a medium-large California based property management company, a licenses real estate agent and hold an ARM certification with IREM.

The difference being instead of looking at a lot of murders, armed robberies, rape. etc. those are more minimal to non-existent in quality areas.Instead you get some domestic disturbance and petty type crimes more than the serious ones .

It's a nice gesture to supply a fire extinguisher under the kitchen sink or maybe one in the garage for safety, right?

Where would be the best place for me to look for a mentor who will not charge me an arm and a leg.

I am looking to purchase more 2-4 units, but want to slowly get into 5 units or more commercial properties.I know I am spoiled I currently been using small local bank that I have great relationship with, last two properties I purchased only needed to put 15% down and got 5% 5 year arm amortized over 30 years.  

After losing much of my income to a divorce, my home became my safety net.  

I do have preliminary financing lined up for the purchase, but since this is the first time I will be getting an investment mortgage straight to an LLC  (I have financed all my previous properties through conventional mortgages on my name, but have reached the limit for number of properties that can be financed through personal mortgages), hope that I can get recommendations for bankers/brokers (so far, I only got options for ARM 5, ARM 7, and 15-year fixed loans)Thx much!