(Not by using Google maps because they can easily be outdated pictures) There should be some.

But if I have someone with more experience there by my side, the picture will change a lot.

Use the old pictures from the MLS on Zillow and talk to your agent to see if he/she can get the sellers agent to ok you showing the property, if your agent accompanies you.

(Not by using Google maps because they can easily be outdated pictures) There should be some.

My lender has me at 80% LTV, 6.5% interest, 1 pt, deferred interest for first 3 months, and they'll cover 80% rehab.Why would anyone go use private or HML for rates like this?

Worry not about your profile picture.

Maybe even someone who will go 110% to cover rehab, etc.

Property info: #1 main residence, current value $1m, outstanding mortgage $400k#2 current value $600kSo, ideally I'd like to have one mortgage for $1m, to cover both properties - as that would mean only one mortgage, only one enquiry = increased probability for approval. 

Michael,You have allot of moving parts here and not sure that I understand the full picture.  

Hi,I have been dealing with very distressed properties in my last two rehabs (including dealing with mold all over the house, replacing floors and roofs.If you can post some pictures it might be helpful for everyone to give their opinion and i believe we have some more experts here.if you dont want to post them publicly you can send them to me and i will try to assist.feel free to contact me.Jonathan