I would have them both apply, pay the application fee and see if the second person is really better or not.You could tell applicant number 1 that they are in the qualification stage but that property is still being advertised until you sign a lease.

This income apparently does not count for mortgage qualifications ("boarder income").-- 10k cash savings, and about 50k in stocks, another 50k in 401k/roth-- I'm able to save *max* 45k cash/year with my current situation. 

@Jay Hinrichs  I'm not saying he'd use his credit for the SBA qualification. 

Most of them meets income qualification but all of them had terrible credit, collections.

Hi BP friends.Super excited, just today I received my pre-qualification information from a lender.

We only do no income verification, non owner occupied loans through US Commercial, so qualification is easy. 

Why not just rent to one family whom can afford the rent and pass your qualifications?

When I reached out to a lender the other day about pre-qualification and pre-approval, I told her how much money I had in my bank accounts and she said this wouldn't be enough money for the down payment on the price range of properties I was looking at.

If it's a larger organization, feel free to inquire about their different staff qualifications.2.

The focus of the research was to find the appropriate time to call your prospects so that maximum qualification ratio can be achieved with minimum efforts.Persistent Calling:Most of the sales reps give up on the lead way too soon, and we have observed that over 30% of the leads are never followed back after the initial connection failure.