You just need to find the right insurance agent specialized in this kind of policies as the run of the mill policy is definitely not what you want for that purpose. 

In fact, some insurance companies now refuse to write new policies in these regions.

What to do or where to go for new policy TBD

For years i have had a portfolio policy with Nationwide for my commercial plazas but they are not renewing me this year as they now require all buildings with a food use to be fully sprinklered (which i do not have).

HELP! First time landlord here, three days into my first rental property and I can't get much action on my listing! Yes, the time of year isn't helping but the few bites I have gotten are *all* pet owners. Everything ...

Are you listed as additional insured under their policies?

Often, these are some of the hardest properties to get title insurance on for various reasons, and your policy may not be quite the same coverage-wise as what you'd get on a "normal" purchase on the MLS.

I'm self employed, no other "job"I have STR insurance policies that show a line item for Loss of Business Income.

It's an insurance policy that borderline applicants have to get if everything else checks out.

My current insurer is refusing to renew my policy due to fire hazards in the area.