Hurricane/Flood and loss of Business Income

[Megan Paquet Nelson]

I have quite a few STR's that were decimated by flood/storm surge with Helene, and then Milton came to finish the job with wind. All of them are uninhabitable. It will take many months to remediate and rebuild. These are my primary source of income. I'm self employed, no other "job"

I have STR insurance policies that show a line item for Loss of Business Income. Does anyone know if I qualify for this, if I don't have flood or wind coverage with the insurance company.

If anyone else is in the same boat, feel free to connect. I was already well into the remediation policy after Helene on 4 units, now picking up the rest of the pieces.

TIA! (I've also posted this same question in the STR forum