The idea of home ownership being obtainable for them is merely a dream.

Cash is merely a tool to be used to achieve whatever it is you're trying to attain. 

I merely see HUDS as one avenue to wholesale, and I have learned from bidding on behalf of investors(and them backing out).

I have been studying my local markets closely and preparing to enter into my first deal. I have been thinking about getting my real estate license to assit with learning the industry and picking up some night and week...

I am merely doing homework in preparation.

I merely asked you why you didn't perform the duties that I would expect out of a real estate salesperson and instead tried to infer that all HOA members are crooks and there is nothing the poor MEMBERS of the HOA can do. 

What an odd predicament we find ourselves in.Bob, your point especially is well taken and a valid point that I hadn't thought of.Again, I want to emphasize that I'm not saying this is the best idea for everyone, in every time and situation, with every set of goals.It's merely one option among many. 

“The simple truth is that if you had a mere kernel of faith, a poppy seed, say, you would tell this mountain, ‘Move!’

They are merely properties that may be tired and run down, but not necessarily a forced sale. 

I'm merely stressing the need to have an attorney look at legal matters, as failure to listen to a licensed, local attorney could cost someone hundreds of thousands of legal damages and fees.