It is all about building relationships and getting out there and meeting people.

You can create an IRR calculator in excel which definitely read about as the IRR function is best if only basing it on yearly inflows and outflows.

WHAT AM I MISSING, WHAT SHOULD I THINK ABOUT,  I AM NOT INTO EXCEL CHARTS, AND CRUNCH NUMBERS, NO IDEA ABOUT THAT.I AM LOST AND CONFUSED, ANY TIPS I WILL APPRECIANTE FROM BP MEMBERS !

Maybe take some chips and develop relationships w/other folks that are experts and let them make you money for awhile in other markets / niches and strategies.  

I have excellent credit, 10K in cash saved and $0 in debt.

What are the benefits of having an excellent credit score?

Ideally my brother and I would buy the property together and form an LLC and run as a business.However, my wife doesn't want to enter a "business" relationship with my brother, but instead suggests that we purchase the properties individually (since they are both on seperate deeds).

Bankers love IN THE BOX processes, so it might take some relationship building.

Solid plank vinyl or good quality laminate (in non-moisture environments) is excellent and lasts far longer than carpet, and is able to be repaired.We find that most tenants appreciate the hypo-allergenic properties of a non-carpeted environment.Just a thought for the future...

Rob Guzas is excellent.