Young Beginning Investor In Need of a Creative Lenders Advice

[Jonah White]

I've been doing everything I can over the last two years of my life to prepare me to buy my first property this year in 2018. From the day I turned 18 I began creating credit for myself to make this happen. My short term goal is to purchase a duplex and house hack it for the first year until I'm able to purchase another next year. Over the last year I have saved the cash for a down payment, have been reading plenty books and articles, listening to countless podcasts, and have finally started reaching out and creating connections with other local investors. I'm know that I'm ready to buy. I know that this is the next big step in becoming financially independent. 

The current issue I keep running into is that I work a base pay (12/hr) + commissioned (avg 8/hr) job the bank is requesting a two year employment history. I currently have a year and a half total with the same company. The Friday I graduated from high school the following Monday I was already working full time in sales, so I could get started as soon as possible. 

My question is what can I do to get my first deal funded? I have excellent credit, 10K in cash saved and $0 in debt. I'm not wanting to buy a whole lot of house, only about $100,000 or possibly less for my first deal. 

Is there a way to just use my base pay of $12/hr to qualify now?

Would one and a half years of employment history be enough to use just the base pay of $12/hr? If not, could I use the case of being in high school for the other 6 months of that?

What can I do to get this ball rolling now?

Is my only option to wait until I have two years of history?

I'm getting itchy to pull the trigger and invest. I've spoken with a few lenders locally and I've noticed that they've had less of an interest in helping me when they find out that I'm 19, don't have 2 years of history with the commission, and don't want to give them my social to begin qualification. I feel stuck and don't know where to go from here to get this going. Any advice is gratefully appreciated. Please let me know if additional clarification on anything is needed.

I'm in Milwaukee, WI.