I tend to be a middle of the road kind of person and would likely look somewhere in mid-Lakewood.Margaret

What kind of contract do you use?

Kind of hard to find that now.  

I kind of made the Carleton Sheets comment as a joke, but making a point that I was already pursuing real estate at 16. 

I don't have that kind of money laying around and buying course after course gets expensive. 

Like dishwashers, garbage disposals and the lot, it's a matter of being an appropriate upgrade for the kind of units.Like @Corby Goade says, I do add A/C if I'm replacing the entire HVAC system.  

First offer for foreclosed properties are through the Sheriffs auctions that are held every Tuesday at the county common pleas court.

Is this a common practice?

There rates and points are reasonable and they're what I would call a common sense lender I believe with new clients you're looking at about 12% + 2 - 3 points.

Property A could be acquired with a co-investor through a tenant-in-common ownership structure.