She's not on title, she may be able to close in her name alone BUT no your income would not be included for a "first time buyer" as you own.

Tips for doing well include making connections, keeping up with news, and being patient.Good luck!

If you're going the umbrella insurance route, perhaps see if it will cover you for several things including just the routine slip and fall (like mold or earthquake).

Factors driving this growth include economic opportunities, a high quality of life, affordable living, and reputable educational institutions.

When I use a virtually staged photo, it actually says "Virtual image" on the picture, we state there are virtually staged images in the public comments, and I include a picture of the room as it actually is without the staging so viewers can see reality vs. virtual.

Lastly, if you do work with an agent make sure to include a clause to only use them for a short period otherwise if they don't find a tenant you're stuck with wasting time. 

You can clean up other aspects of title that remain later, including prior defects in the chain of title and liens, but the original deed and the nature of the interest(s) granted, do not change.

Almost everyone here on BP will tell you that they wish they had started earlier, myself included.4.

Some repairs included, walls to be repainted (I caulked the holes from mounting tvs), garbage was on the ground in the in the alley, furniture was on the ground in the alley.  

I did conversions and what you are doing for 5 years in my market in every combination including condo projects.