I recently spoke to a property management firm that told me their clients don't experience any pain with financials or taxes Jan - April. 

In my experience, tenants will not change.

I have had a good experience with Dempsey Insurance out of MA

You don't need to know everything to get started; you just need a foundation to build on and the rest will come through experience and then refining your education.You can build a basic understanding of investing in 3-6 months.

I've been wholesaling for over 8 years and I promise you, there is more knowledge to be gained by getting started and learning from real world, hands on experience than from paying $2,000 - $15,000 to some guru from Youtube.

With or without science, my experience is valid enough for me and has and will continue to influence where and how I invest in Real Estate.

In my experience, it is either they don't care, they don't want to talk or they are super aggresive.

In a way wholesaling is a lot most things, it CAN be done, by people with the knowledge, experience and access to capital to do it successfully (like subject to!).

By subdividing, this would barely affect my current property value for the home.how should I approach speaking to the mortgage company about this and what are my potential options.Thank you to anyone who has any experience on this topic. 

Many people have had bad terrible experiences in the past, and with the direction Airbnb is going I don't think its a great idea to rely on them.