I hated shelling out the $800.00 bucks plus I did for mine, but it has me covered for any eventuality, and I use it over and over.Welcome again.

Maybe they put a couple bucks in their pocket, but in the mean time, they're paying thousands in interest and often run into difficult DTI problems when they go to finance something in their name. 

Yes, I have had to fire contractors (and others), yes, I have had to evict tenants, and there have been times that I would have saved a few bucks by not considering what others may consider a "sob story." 

Not sure if going a bit further north (like Irving Park) might get you more bang for the buck.  

Like one guy who said his price for trim was 8 bucks a foot.  

Something small like you are talking about you probably do not need the big bucks guy used to doing ultra complex agreements.Sounds like he wants to charge for the complicated stuff and do an easy one for a large pop of money.

Now, even with all those increases, at a 5% loan, you're saying that there should be enough rent to cover the mortgage and then a few hundred bucks minimum?  

Any RE attorney will have a lease template already in the can that you can probably use for a couple of hundred bucks.

If you can make a buck doing it, so much the better.If your interests are more along the lines of financial, however, there are better ways to make use of your daily 24 hours- 1,440 minutes - 86,400 seconds.My $0.02...David J Dachtera"Success is not a destination.

I wonder if there will be a change in buyer's moods too; some of you mentioned niches, looking to get into smaller units within a threshold (i.e. up to a million bucks) and when you surpass that, quality and space becomes the focus, obviously within the stronger neighbourhoods.We got a pretty nice margin from the sale of our live in flip.