.$180k 45,000 down135,000 /30 years @5% ($725/month)Taxes : 7700/yr ($642/month)Insurance: $1,000 yr (est)Public Sewer: Unknown at this timeGross income fully rented $30,240Breakdown: Unit 1: $750Unit 2: $770Unit 3: $1000Current landlord says some utilities are included in current rents.

So...if this interests you, don't let fear of the unknown stop you!  

I realized something fishy was happening when one of the unknown people introduced herself as the house sitter, and mentioned the wall heater wasn’t working.

The more you try to control for the unknown and estimate the worse the deals will look.In most cases it can be pretty simple for any SFH with no common fees paid by the owner. 1.  

But owner financing is a complete unknown to me. 

There are still too many unknowns at this point to say for sure and, of course, we never really know anything until it gets tried in court. 

There are quite a few unknowns here to really determine how good of a smokin' deal it is.

My inspector said based on everything he saw it wasn’t going to be a big issue, but it kind of the one “unknown” that I have.

@Jason Cash I would focus on the foundation of your financial security and credit worthiness before venturing into real estate investing.Since this is unknown territory for you and you seem to not have a clear direction of what you want to do, where you want to go and how to get there, this is the time to study and learn as much as possible.  

You mentioned a lot of things but you can't know the unknown and that's a definite Paul F