I don't know that I'd hire that guy, but it is what it is.Existing creditors (like if you have a Visa with BofA or a car loan with WF) get an updated copy of your credit report on a monthly basis, just like magazine subscribers get the magazine delivered once a month.

I am going to copy and paste it and refer to it! 

@Dan MikloszHere are some good hints your lender is pretty good.They don't get too beat up on Biggerpockets.They never send you a copy of their driver's license.They don't charge points up frontThey tell you up front that you have to pay for an appraisal or BPO, but it goes to a real AMCThey speak in acronyms (LTV, ARV, DSCR, DTI, ARM), but can explain what each meansThey know the difference between an ARM and a Fixed rate loanThey aren't afraid to tell you no, but will offer a solution instead.Just a few off the top of my head.Stephanie

I can gladly send you a copy of the one we use.

In terms of generating quotes I ask that the borrower supply either a copy of a recent report or some sort of other validation of their score like a credit karma report. 

I email the tenants a copy of the lead disclosure and they sign on the lease that they received it.

Do make sure you get back a copy or picture of the cashed check from your bank if they don't send one with your statement as a matter of course.

I am going to copy and paste another post I did.I will give an example.

I even went online and got copies of our LLC from the Secretary of State website...found out we have 2 LLC’s.

Now, the new PM told me, that she will ask the tenants to copy the keys.