Looking for advice on how to obtain a secured (using property) non-income verification type loan for the purposes of renovating a non owner-occupied second home that is owned outright in order to to turn it into a short term/vacation rental (thus utilizing those projected funds for repayment).I've looked a lot of options (mostly from conventional lenders) but 99% of them want to see tax returns/proof of income.

The current project connected 2 neighboring counties so property ownership, tax delinquent and all motivations are tied across counties.

Commercial lenders will primarily review the commercial project to make sure the property cash flows and can support the debt.

CA back in the late 70s and 80s ( when there was zero competition..now a days though its massively competitive..

Can you elaborate on the turnaround projects you are considering?  

I found biggerpocket on a free ebook on amazon kindle and love everything about it, been listening to 1-2 podcast a day and just doing massive research on everything there is about real estate investment.

After 21 day review, the permit is ready for pick-up and initial inspection, but things have gone bad with this contractor on another project (he's now breached both contracts timelines by a longshot).

- Any tips or lessons learned for this type of project: I am typically a buy-and-hold kind of person and this is my first construction project.Thank youMo

Projected to be nearly 3 mil in five more years.

You might consider both (asking for references, and scouting the early bird material buyers in different sections of store) so that you have contacts for quick-and-dirty jobs, as well as larger projects.