Brandon nailed it. you are looking for a small or regional bank. 

I suggest you get an attorney who specializes in Construction Law - you can often get a recommendation from a regional Builders Association since attorneys are sometimes affiliate members - it should cost you less than $1000 for him/her to send a letter to the contractor stating that you have no intention of paying the fee, that what he is trying to do is an act of fraud and extortion, and that you (the lawyer) will report the actions to the local construction licensing board and state attorney general. 

Hello,I am looking for some real estate investment in Sacramento area but I am little confuse on how should I approach to find a good deal.Yesterday I talked with my real estate agent for buying single family home in this region but after doing some calculation I figure out that I am not generating any cash flow from investment.

Census for long term macro trends, county data for regional/specific granularity.

Bought our first home in 2007, but investing since 2012 -- specific SFRs, only in NC b/c of my mom's influence and unique skill set (feel free to read my bio for more on that - kinda long story -- so I won't take over your thread with it!) 

Dang key word alerts, usually it's the questions that have already been answered a hundred time on here, nothing unique about a circumstance just the same general "too risky" "due on sale" stuff.Go to my profile page, search my posts in the past 12 months, finance in the title or text, wrap, seller financing, installment sale, Sub-2, will all bring you on target. 

I'm not as keen on the west side (College Park to Fulton Industrial) and Airport region unless we're talking commercial.

Erica Naveja I'm no expert in the region, but I can tell you I recently looked at a few vacation/weekend homes in Hawley, Greentown, and Jim Thorpe.

We all have unique experiences with how we are impacted and how often.  

The benefit of private lending is the ability to find unique structures that add maximum value for both parties.