Historic District!

I have to admit living in St Louis, MO I go for the old historic homes rather than new construction in my portfolio, but I hope you're able to find other likeminded individuals here on the forums.  

Is it reasonable to expand my search to this neighborhood despite it being a historical neighborhood with national recognition?

Historically variable mortgages perform at a lower rate over the term.Why do you have so much equity lying dead in the property.

I would caution you to not filter out the advice that you don't want to hear and focus on the stuff that you do want to hear.I also read another one of your posts asking for something with high cash flow and long term appreciation ... let's think about this for a bit ... a property that is cheap and has high initial cash flow almost by definition will NOT have a historical track record of high appreciation ... if it did, then it would NOT be cheap. 

What is is historical and current occupancy rate?

Nothing historical other than your payment history per account.Now, there is an option for the prospective creditor / lender to examine as much as two years of your credit history.

For let's say a longterm buy and holder you might consider flip flopping this this list historically and see where that lands comparing the bottom LA vs the top Detroit.

Other fees vary based on whether it's in coastal zone, whether it's potentially historic, and what the exact zoning is.  

Some high end and historical projects warrant the special backordered tile, the custom woodwork and cabinets, the custom cast iron gates and hardware.