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Updated over 8 years ago on . Most recent reply

Mark E's profile image
Mark E's profile image
Mark E
  • from Oceanside , Ca
  • Member since Mar 22, 2008
Connect

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38
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Mark E's profile image
Mark E's profile image
Mark E
  • from Oceanside , Ca
  • Member since Mar 22, 2008
Connect
Mark E
  • Oceanside , Ca
1
Votes |
38
Posts
Private Lending & Conventional Mortgage Advice

Refinance 30 year fixed @ 3.875

Mark E
  • Oceanside , Ca
Posted

Hey guys/gals, 

Refinancing my owner occupied property with cash call mortgage and they offered me a 30 year fixed at 3.875. I'm just curious is that a good rate during these times? They took the median fico score of 750. I have good income and 300k positive equity in the property and low debt to income. 

There is no closing cost and appraisal is covered. Should/Can I buy down the interest rate? I'll be talking to the processor tomorrow. 

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