I read about the code requirements, and de-conversion risk.  

@Philip Velleux I echo what @Jennifer Lee said about calling the town's P&Z (Planning and Zoning) to find out what's allowed.One of the colleges that we are looking to invest is right on the border of a few towns.

If you live in Joliet and don't mind the distance, I have a friend that lives in Indiana near the border.

So in Delaware/PA, I belive anything more than 5 units in considered Commercial. 

Go across the border, and a 120k house has taxes of 2,400/year give or take a few little fees.

I am just wondering where the office is - I live in the city (Delaware Park area)- wonder how far in the suburbs it is?!?  

I saw @Peter Crisp had mentioned Bellingham, do you have any experience just south of the border, Peter?

You adjust those figures and now you're bordering on mediocre, not bad.Keep it up!

I would like to know if anyone lives in Montreal, Quebec doing or actively involved in real estate investing here in Montreal, surrounding regions and in US border?

But it doesn't really go into the De Minimus rules for what you can go ahead and expense, even though it's a piece of equipment.