If there is something giving permanent access to the driveway, my understanding is you would be able to get a mortgage, no problem. 

I would speak to a attorney as local customs and laws are very different from location to location.But In this case my opinion would be no they are not responsible unless you think it was done on purpose I would just chalk it up to the cost of doing business, and try to get that line adjusted permanently so it will never happen again

This is potentially more permanent than a marriage, and your partnership agreement is your prenup.Now to your current situation, but this ties to your friend's credit. 

@Dominique Le I’m helping quite a few people out from Bay Area purchase down here since their jobs went permanently work from home... a bit of a trend it seems.

But they aren't designed to be permanent financing tools.  

Good Morning BP! I wanted to share some information on the new Opportunity Zones that our government just put into effect back in April, it's now apart of our tax code. They started with only 18 states and PA is one o...

We're going through the motions and looking for another property to buy as our permanent residence while we rent the house we're in now.

It does not have a permanent source of heat.

Also, I am preparing to get Real Estate Agent license (will take the exam after obtaining permanent residence in the first place).My current goal is to have 5k/month passive income in 2 years.

I would be happy to answer any questions you have regarding common loan structures a bank will offer for certain real estate types, standard underwriting requirements and thresholds for both banks and permanent markets, and other questions you have regarding what a bank is looking for on any given proposal.As I'm sure is common with the majority of people on BiggerPockets, I would eventually like to be my own boss and get out of the 9-5 job, even though I am gaining crucial knowledge of the real estate lending environment.