I have done this to every crawl I've had to prevent nasty oders, seal the space up, and make it easier if we ever have to do work down there (plumbing, etc).My solution to insulate is to level it out, lay a thick plastic barrier on the ground, tape up all the seams, tape/chalk it to the foundation walls/piers to seal, and then insulate the foundation walls themselves. 

Make sure to include all the people currently living in the residence on the new lease.

Today, I closed on my second property, a single family residence.

Hello everyone,My name is David Gonzalez and I reside in the city of Los Angeles.

This will more than likely cause the new primary residence loan to not be issued.

@Rachel Yakubov do you own your primary residence?  

Small towns with 2,000 residents are not in "dire need of rentals".

Purchase would be from the R.M. but you would need to verify the owner is no longer in residence (both parties).I would expect all RM's to be underwater and thus never expect any margin left for FMV sale even it you obtained title.

Have a prospect who is absentee landlord, has owned residence since 1972, currently owes approx. $58K, according to her.

., resident in the forums.Click on the "Education Tab" at the top of the page, and you could be spending many hours on the Information that is available.Raymond