Many agents have reduced transaction volume and need to supplement income and they decide that property management is the next step.

The types of coverage will change accordingly.Make sure every vendor who performs services on your property or on your behalf maintains appropriate contractual relationships whether it be directly with you as the owner or with an intermediary such as a General Contractor or Property Manager.

You can google "Overnight Rental Insurance" and come up with quite a few agencies that offer this coverage.

@Jimmy Jefferson Be sure to check with your insurance company to make sure they will still provide you coverage if you rent the garage to someone other than your tenants.

They will get you the right coverage.

Since DSCR (Debt Service Coverage Ratio) is a standard commercial real estate lending metric, it's redundant to label these mortgages as "DSCR loans."

That's the cheapest I can get with replacement cost and a $5,000 deductible, no loss of rent coverage, etc.On a quad, I'd expect you're paying at least $250/mo or more.Lawn and snow removal also seems quite low.

I am already over-leveraged into the project with LOC's and such, therefore I am looking for ideas for other sources of cash to supplement my current rehab loan to be able to get me across the finish line. 

Pretty shocking how inaccurate the coverage on this settlement has been actually. 

The coverage amount probably isn't the main issue.