We prefer to ride out the overall market with index funds.I hope this is enough info!

This stuff is addicting so enjoy the ride!

@Kate Glassman What has always stuck out to me are lenders who don't want a free ride.

However NWI and in particular Hammond looks like a great place to start as it is a 30-45 min ride and prices are reasonable.

I’ve been on a rollercoaster ride, starting my transportation business just to support myself as best as I could.Thankfully I receive VA benefits for health care and other compensation, and by the end of 2023 I will have $25K+ capital to invest or use as a down payment for a duplex I can househack.I have been networking (even though I am terribly shy), making new relationships, trying to do the best possible job for my customers, and now my body is starting to really feel the toll from last year.If there’s anything I have taken from 2022, it’s ‘don’t miss the point of this great journey called life.’

If you, for example, invested your savings right now into a S&P 500 ETF in a taxable account, you could "ride the wave" up when the market does return. 

@Stefan D. this thread was a ride!

It has replaced music on my car rides and I have listened through the work day too. 

The roof is one of the major expenses and in Texas we get hit by hail frequently at least once per year.

Bring a smokin' deal to a REIA, and folks will line up to dance with you.Heck, bring it to me, I will not only fund you, I will offer piggy back rides and mani/pedis.Walk boldly folks, and hold hands!