It's when you get a more significant portfolio of homes that you start to see these larger deductibles.Wind/Hail is a completely different topic. 

Tornado, wind, hail, flooding if in a low spot, general weather related.

@Hai Le - Usually you have to provide written notice / 30 day notice if you decide to not renew their lease or even just asking a tenant to leave.

I would at least recommend you have them shop a policy for you.One thing we did note is that with hail damage to roofs, they seem to be decreasing coverage/increasing deductibles on that if ever needed.

Our biggest climate risks in central Texas are typically wind and hail, so anything of concern regarding the roof could get an applicant declined including trees too close to the roof surface, roof over 10 years old, etc.

Imaging $1 Uber rides, then tipping the driver based on the actual distance.

We haven't found that one thing that has really worked great to catch a ride on the momentum. 

Maybe hail (and tornadoes) really do a number. 

. :) All hail the OGs

Weather also makes insurance more expensive - wind and hail damage properties.