This hands-on strategy allows you to add immediate value and build capital quickly to reinvest in larger deals.

@Tom HallAt 7% if you can I would pay it down as investing it net after tax gains may not get you the 7% you are paying - so it’s less riskDownside is you lose liquidity of that money as it’s tied in your propertyIf rates come down in future you can refinance and even take some of the cash out.Regarding your question are rates coming down, a lot of factors come into play but right now it does not appear there will be significant changes to rates over next 3-6 months.

Soon once I have the liquid amount.

Basic q - do I have to liquidate to pay him back in cadh OR can I use the stock to pay him off?

Thus, they are more apt to be torn down since they are in central locations and larger projects can replace them.With regards to the general BP poster or reader, doubt most of us are the $100mm to $300mm investor range to consider taking advantage of these properties.Looks like you're in California. 

Feel free to inquire about their staff qualifications if it's a larger organization.2.

While renting the larger out.

But as Dominic mentioned this will be full doc Move your liquidity to that bank as deposits are critical to these types of lenders..

Leverage magnifies return. 3) The effort involved in adding an ADU is comparable or larger than a rehab associated with a BRRRR.

They appear to have run into liquidity and cash flow issues currently and worst of all have gone dark and not shared any of the requested financial information.