I read somewhere that the number of institutional investors on Prosper was heads and shoulders higher than Lending Club and many of them just have an auto-invest function set that grabs up all the notes - particularly the higher interest notes - and leaves very few notes left for the smaller investors to choose from.  

To sort of illustrate the disparity the versions can have too, my Transuion Auto Version 10 comes in at 853 (Auto Version 10 goes to 900), 850 Experian Version 10 (which goes to 850)  all the way down to a low of 737 on my Experian Version 3. 

Set up an auto alert via email or something similar.

The payments on the loan were made thru auto-debit from another account with the same bank that made the loan.

I like having dependable autos to and I get my cars services regularly.

@Siera HearneLandlording on Auto-Pilot by Mike Butler is fantastic.

local broker should be able to set you up for auto alerts a program like top producer so that you get e mails daily of new listings that meet your criteria .. takes the agent a few minutes to set up and its all automatic from then on out.. you then get the MLS feed as to your criteria and you can have your local person bird dog them. .you find one you want to offer on call your agent and instruct them to write it for you.. it would not be uncommon to try to negotiate a little better deal if the agent is simply writing offers and doing nothing else but giving you e mail feeds.For instance I work Charleston I get e mail alerts every day... about once in 30 to 45 days I see something I want to write on.. and go from there..

When you say auto responder how does that work?

They are relatively safe with auto shut offs if tipped over, I know it worked because I tested them and they didn't leak.

Sure enough, I got another 50 pts (didn't make a difference for the finance rate on the mortgage, but may have been a factor in my really cheap auto loan).A site that I've used that may not be 100% accurate but gives you a good idea is Credit Karma (free).