My Financial Plan

[Alex Santini]

It's likely I conceived the most horrendous financial plan many of you have seen in a long time, so if anyone would like to save me from my ignorance I would be more than indebted to you. 

In short I would like to take roughly 80k of my own money plus roughly 100k from a bank or other loan provider (at a low enough rate of interest) and put it into Peer to Peer note investments (Lending Club). I plan to do moderate to high risk investments but with this amount of money I'll likely aim for a whole range of loan types to diversify as much as possible. Two concerns pop into my head in regards to the income tax I would have to pay on my investments and my debt to income ratio. I was recently told my credit score just about qualifies me for a mortgage sized loan. Again absolutely any advice in regards to this plan would be tremendously appreciated. Thank you for your time and I wish everyone within this community a long and prosperous future. 

Respectfully, 

Alex Santini