I have considered any and every expense associated with the project, including credit card/paypal fee's, credit card interest payments, travel expenses.

Can anyone recommend low cost low rate options for credit cards ?

In 2015 we went through a personal tragedy and we were forced to use credit cards to deal with it.

The will ask for your last two years tax returns, W-2's, most recent pay stubs and two months bank statements as well as statements of other assets you may own, as well as your credit score.  

@Jonathan Hernandez in both scenarios you are borrowing the down payment and a line of credit for the rehab.

Peter, if they have good credit and W2, you should be able to get them qualified w the commercial division of First Federal Lakewood.

I've joined the two major landlord Facebook groups for Ontario and it's been an eye-opening reading experience.. the mechanics of screening tenants such as verifying income and credit are still a total unknown to me so I appreciate your advice.

As a matter of fact they usually place a hold on your Credit card until you fund the deposit. 

If they won’t, they will tell you at that time that they don’t work with cooperating agents.

lack of funding, credit, etc.?