Rather than waiting for the next round of cuts, I decided to make my exit and climb the next big learning curve that will allow me to design the life I want to lead.One Ultimate Beginner's Guide, a couple of podcasts, numerous blog posts, and a Shia Labeouf "JUST DO IT" video later - here I am!

@Damien Hart - I noticed Regions Bank has numerous locations. 

I have interviewed numerous prospects and was never thrilled.

I knew the price would appreciate, I knew rent would go up slowly....And surely, all of the above happened....Now, I recently ran the numbers on numerous potential deals, from Bay Area to TX to Phoenix to Tahoe to Sonoma County, from SFH to dupex to fourplex to 8 units...

Good properties in KISD do not last long as there are numerous investors looking at every property.

If you have a good trade line credit history practically every supplier to contractors has credit lines.

I've read in numerous areas that Memphis is a great city to invest in for rental cash flow properties.  

I was commenting yesterday on another interrelated post, about 'cold calling' at people's front doors who are likely to loose their homes, and there were numerous great points made there, as well, entitled "Lead Generation By Door Knocking ."

Both have been mentioned numerous times by guests on the Bigger Pockets podcast and I have detailed notes to both books.

I tried calling numerous numbers and all go to voice mail (they actually say don't leave a message because they know they would be flooded) or get knocked around the choose a number to be connected to....I'm trying to get clarification on their letter.The bold part is what I don't quite get - we still have to pay the "wrong" amount and they will refund our overage back and apply the discount?