Alright, not to self: don't click on a profile after having written a response and before posting reply, haha. so, @Ali Boone I know there isn't much room for appreciation, but the 12-19 per cent does sound appealing.

I told the property manager representative that we do not intent to be actively involved with the ongoing management of the property, however, we want final approval of new leases because we are concerned that the property manager may just fill the space with a convenient tenant, or a tenant that is otherwise “low hanging fruit” rather than going the extra mile to obtain a tenant that has a higher probability of staying for a longer lease term, or otherwise has a better economic profile.

Thankfully, I have 100% collections (granted my portfolio consists of 6 units).I do believe in general that this economic shift has a lot of people that thought real estate was a risk-free way to make lots of money reassessing their risk profile and outlook. 

The higher the risk profile, lower the down payment, and further we get "outside the box", the more we need to question whether there is a loan product to fit that scenario. 

In order to give you good advice for where you are, I would need to know a lot more about your credit profile.

You might want to update your profile to include DRE# so as not to get fined, and identifies you as an expert in the field. 

@Mark Weinstein      A friendly suggestion....you may want to edit your name in your profile to say...."

-Add in links to your social media profile(s).

Hi @Sarah Good you don't have your home state listed in your profile so impossible to say what the laws are in your neck of the woods, but check your local state court sites.

You want to make major financial decisions that could either destroy your economic profile, maintain it to some degree, or improve it drastically -- it's all risk.